We’ve always offered below-market rates on loans and above-market rates on savings, but we decided to truly reward our members who used us the most. That’s when we developed the 5-Star Program, where you generally accumulate stars based on how many products you use, and the more stars you have, the better rates you receive. Here’s how it works:

Here’s how it will work:

• Worth 1 Star – Checking, Credit Card, IRA, Home Loan, Home Equity Loan, Signature Loan, Auto Loan, and CDs

• Multiple accounts get multiple stars – Auto Loans, Jumbo CDs, and Jumbo IRA CDs

• New accounts must be open for 30 days to affect star status

• Discounts are determined at the time the CD or loan is entered into our system

• Accounts must remain active to retain star status; inactive accounts will be closed