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Current Loan Rates

These are base rates for August 2008. Actual rates are based on creditworthiness.

LOAN TYPE
RATE
APR*
TERM
New and Used Vehicles 3.00% 3.00% 24 Mo.
New and Used Vehicles 3.50% 3.50% 36 Mo.
New and Used Vehicles 4.00% 4.00% 48 Mo.
New and Used Vehicles 4.50% 4.50% 60 Mo.
     
New and Used Vehicles 5.00% 5.00% 72 Mo.
New and Used Boats and RVs 5.99% 5.99% 84 Mo.
New and Used Boats and RVs 6.99% 6.99% 120 Mo.
New and Used Boats and RVs 7.99% 7.99% 180 Mo.
     
MasterCard Classic 13.90% 13.90% n/a
MasterCard Gold 11.90% 11.90% n/a
     
Quick Draw Line of Credit 11.99% 11.99% n/a
     
Home Loans(call for specific rate) 6.25% 6.25% 360 Mo.
Home Equity/Improvement 4.99% 4.99% 60 Mo.
Home Equity/Improvement 5.99% 5.99% 84 Mo.
Home Equity/Improvement 6.99% 6.99% 120 Mo.
     
Share and CD Secured(2% above collateral) 3.50% 3.50% 60 Mo.
    
Signature and/or Consolidation 8.90% 8.90% 12 Mo.
Signature and/or Consolidation 10.90% 10.90% 24 Mo.
Signature and/or Consolidation 12.90% 12.90% 36 Mo.
Signature and/or Consolidation 14.90% 14.90% 48 Mo.
      

*APR is the Annual Percentage Rate.
*5-Star member's rates are 1% less for Auto, Signature, & Home Equity Loans.
*Automobiles may be refinanced from other institutions at 1% less than your existing rate or LOCU's current rate, whichever is less. The rate cannot be lower than our current rate less 1%*
*Rates are based on approved credit and will range from base rates above to base rate plus 10%, based on credit score.*
*Rates are subject to change monthly.*


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