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Current Loan Rates
These are base rates for August 2008.
Actual rates are based on creditworthiness.
| LOAN
TYPE |
RATE |
APR* |
TERM |
| New and Used Vehicles |
3.00% |
3.00% |
24 Mo. |
| New and Used Vehicles |
3.50% |
3.50% |
36 Mo. |
| New and Used Vehicles |
4.00% |
4.00% |
48 Mo. |
| New and Used Vehicles |
4.50% |
4.50% |
60 Mo. |
|
|
| New and Used Vehicles |
5.00% |
5.00% |
72 Mo. |
| New and Used Boats and RVs |
5.99% |
5.99% |
84 Mo. |
| New and Used Boats and RVs |
6.99% |
6.99% |
120 Mo. |
| New and Used Boats and RVs |
7.99% |
7.99% |
180 Mo. |
|
|
| MasterCard Classic |
13.90% |
13.90% |
n/a |
| MasterCard Gold |
11.90% |
11.90% |
n/a |
|
|
| Quick Draw Line of Credit |
11.99% |
11.99% |
n/a |
|
|
| Home Loans(call for specific rate) |
6.25% |
6.25% |
360 Mo. |
| Home Equity/Improvement |
4.99% |
4.99% |
60 Mo. |
| Home Equity/Improvement |
5.99% |
5.99% |
84 Mo. |
| Home Equity/Improvement |
6.99% |
6.99% |
120 Mo. |
|
|
| Share and CD Secured(2% above collateral) |
3.50% |
3.50% |
60 Mo. |
| |
| Signature and/or Consolidation |
8.90% |
8.90% |
12 Mo. |
| Signature and/or Consolidation |
10.90% |
10.90% |
24 Mo. |
| Signature and/or Consolidation |
12.90% |
12.90% |
36 Mo. |
| Signature and/or Consolidation |
14.90% |
14.90% |
48 Mo. |
|
|
|
*APR is the Annual Percentage Rate.
*5-Star member's rates are 1% less for Auto, Signature, & Home
Equity Loans.
*Automobiles may be refinanced from other institutions at 1% less
than your existing rate or LOCU's current rate, whichever is less.
The rate cannot be lower than our current rate less 1%*
*Rates are based on approved credit and will range from base rates
above to base rate plus 10%, based on credit score.*
*Rates are subject to change monthly.*
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