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Current Loan Rates

These are base rates for February 2012. Actual rates are based on creditworthiness.

LOAN TYPE
RATE
APR*
TERM
New and Used Vehicles 1.99% 1.99% 24 Mo.
New and Used Vehicles 1.99% 1.99% 36 Mo.
New and Used Vehicles 1.99% 1.99% 48 Mo.
New and Used Vehicles 1.99% 1.99% 60 Mo.
New and Used Vehicles 1.99% 1.99% 72 Mo.
      *You receive a 1/4% discount for each 10% down payment with a miximum discount of 1/2%
New and Used Boats and RVs 4.99% 4.99% 84 Mo.
New and Used Boats and RVs 5.99% 5.99% 120 Mo.
New and Used Boats and RVs 6.99% 6.99% 180 Mo.
      *You receive a 1/4% discount for each 10% down payment with a miximum discount of 1/2%
MasterCard Classic 13.90% 13.90% n/a
MasterCard Gold 11.90% 11.90% n/a
     
Line of Credit 10.99% 10.99% n/a
     
Home Loans(call for specific rate) 4.00% 4.00% 360 Mo.
Home Equity/Improvement 2.99% 2.99% 60 Mo.
Home Equity/Improvement 3.99% 3.99% 84 Mo.
Home Equity/Improvement 4.99% 4.99% 120 Mo.
     
Share and CD Secured(2% above collateral) n/a n/a 60 Mo.
    
Signature and/or Consolidation 4.00% 4.00% 12 Mo.
Signature and/or Consolidation 5.00% 5.00% 24 Mo.
Signature and/or Consolidation 6.00% 6.00% 36 Mo.
Signature and/or Consolidation 7.00% 7.00% 48 Mo.
      

*APR is the Annual Percentage Rate.
*5-Star member's rates are 1% less for Auto, Signature & Home Equity Loans.
*Automobiles may be refinanced from other institutions at 1% less than your existing rate
or LOCU's current rate, whichever is less. The rate cannot be lower than our current rate less 1%*
*Rates are based on approved credit and will range from base rates above to base rate plus 10%, based on credit score.*
*Rates are subject to change monthly.*

"This credit union is federally insured by the National Credit Union Administration."   
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